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Financing Options


We offer a variety of In-House Financing Options for our orthodontic patients. Below are the answers to your most commonly asked questions.

1) In-Office Financing Option

Q: Do you offer a pay as you go or an in-office financing option?
A: Yes, we do!


Q: Do you require a credit check for in-office financing?
A: There is no credit check required for in-house financing at this time.


Q: What is the interest rate or APR (Annual Interest Rate) offered for the in-office financing option?
A: We offer 0% interest for In-Office Financing. Yes, ZERO!

Note: Bank Draft information is required for in-house financing. Cash payments are accepted for down payments only.


Q: Is a downpayment required?

A: Typically, we require an additional investment in your orthodontic treatment plan. However, we offer a number of options, including flexible payment arrangements with 0% interest that can be tailored for your specific situation. Please inquire at your consultation with us.

For limited treatment or specific cases, initial payments vary depending on the orthodontic treatment protocol prescribed.

2) Paid In Full Discount Option

Q: Do you offer a Paid In Full Discount Option?

A: We offer a (paid in full) discount option for patients who desire to save even more on their orthodontic treatment. Please inquire at the time of your appointment.

3) Dental Insurance

Q: Do you accept dental insurance?

A: Yes, we do accept most dental insurance coverage.

Major carriers include:

  • Aetna
  • Assurant/DHA
  • BCBS of TX
  • Careington
  • Cigna
  • Delta Dental
  • DNoA
  • Guardian
  • Humana
  • Maverest
  • Metlife
  • Principal
  • United Healthcare

Note: We are NOT in-network with any DHMO Plans, nor do we accept CHIP, Medicaid, Medicare, or Discount Dental Cards at this time.

4) FSA & HSAs

Q: DO you accept payments from FSA & HSAs?
A: Yes, we do!

5) 3rd Party Financing Options

Q: What other 3rd party financing options do you offer?

A: We offer Lending Point as a financing option.

Note: Financing with Lending Point is subject to credit approval, it involves a credit inquiry, and interest rates are dependent on your credit history.

6) CareCredit

Q: Do you accept the CareCredit credit card at this time?
A: Yes, we do accept CareCredit.

Pendleton Orthodontics
1840 Crystal Falls Parkway, Suite 420
Leander, TX 78641
Phone: 512-598-9942
Office Hours

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